![]() ![]() However, the PPI acknowledged that these strategies are likely to require further product development and potential reviews by The Pensions Regulator (TPR) to ensure the current regulatory system does not hinder more flexible approaches. It explained that further pathways could be developed alongside drawdown investment pathways, to allow for those with varying needs and circumstances to tailor their retirement income strategy. ![]() In addition to this, it suggested that soft defaults tailored for different retirement need/desire archetypes could help people to better manage their retirement income The report also highlighted other product designs, not currently available in the UK, which could help meet the need for a guaranteed income while providing some flexibility and the opportunity to continue benefiting from investment returns, such as variable, deferred, fixed-term and built-in annuities. One way in which the market is adjusting to the new landscape, according to the PPI, is the development of products which offer flexible drawdown with an embedded guaranteed income element, of which there are two on the market. In particular, the report suggested that a lack of appetite for annuities means that hybrid products that offer both flexible withdrawals and guaranteed income may appeal more to consumers in future. In addition to this, the report noted that retirement patterns are changing, as people work longer to provide for themselves or prefer a more gradual move into retirement, suggesting that savers will need to take income in increasingly flexible ways as a result. The research pointed out the future pensioners will be more dependent on defined contribution (DC) savings, as they are less likely to have a defined benefit (DB) pension safety net, and may also face increased levels of financial risk. DRAWDOWN BAR FULLHave a look at the full range of genuine products and brands in our Automotive and Applicators categories that you can safely buy online in United Arab Emirates (UAE) at discounted prices.Product innovation to allow for greater flexibility is needed to support changing retirement trends, according to research from the Pensions Policy Institute (PPI), which found that savers would benefit from having both flexible and guaranteed income in retirement. ![]() Set Contains: Drawdown Bar Film Applicator^Theoretical Wet Film Thickness (4.0 mils)^Gap Clearance (8.0 mils)^Film Width Inches (6 cm) The actual wet film thickness can vary from 50% to 90% of the gap depending on the gap clearance. The drawdown process consists of many variables. We cannot guarantee that you will draw-down the theoretical wet film thickness. If you have a gap clearance of 6 mils, the theoretical wet film thickness etched on the bar applicator is 3 mils. The theoretical wet film thickness is etched onto every drawdown bar and is roughly one-half the actual gap clearance. Product Description BYK Drawdown Bar film applicators are the highest quality and easiest to clean and maintain due to their simple design and rugged construction. Original Product Guaranteed - Imported from USA Made of 440-grade stainless steel, ground to tight tolerances for repeated use.Packaged in a handy reuseable storage box to help prevent damage. ![]() Every drawdown bar is certified in our lab and comes with a calibration certificate. ![]()
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